Flagler Beach Bankruptcy Attorney
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Is Bankruptcy a Solution For Me? Chapter 7 or Chapter 13? Can I Eliminate My Second Mortgage? Is My 401k Protected in a BKY?
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109 South 5th Street, P.O. Box 1 Flagler Beach, FL 32136
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Florida Bankruptcy Attorney

It's Time for your Fresh Start

Are you ready for your Fresh Financial Start? When you are facing overwhelming debt, you need solutions and a helping hand. Foreclosures, wage garnishment, frozen bank accounts and repossessions are extraordinarily unpleasant. We at the Law Offices of Scott W. Spradley, P.A. have a strong desire to help and advocate for people and for businesses that are in need of assistance with the burden of debt. Many people do not know who to turn to when it comes to their financial problems, especially when they feel they cannot afford quality legal representation. Our firm is dedicated to being part of the solution for those caught in these unstable economic times. We provide our clients with reasonable fees that will allow them to protect themselves against creditors.

Our firm is compassionate about working with you during these difficult times. Filing for bankruptcy is a tough decision to make for most people and we want to help you make the right choice. We understand that bad things happen to good people through little or no fault of their own. That is why our primary focus is to treat you with care and understanding throughout the process. Our efforts are to speak with you personally in order to understand your financial situation so that we can move forward with the right legal strategy.

Seeking Debt Solutions Through Bankruptcy

Our firm can assist you with many debt solutions, including personal bankruptcy, such as Chapter 7, or Chapter 13. For businesses experiencing tough financial times, we can evaluate whether Chapter 11 reorganization offers a potential solution. Moreover, we can help end creditor harassment through the process of filing bankruptcy, and can also assist you with foreclosure problems, obtaining a loan modification, and determining whether you qualify for Chapter 7 bankruptcy using the means test. If you have bankruptcy questions or need to clear up bankruptcy myths, we are here to help. We know what life after bankruptcy can be like, and with our help we hope to bring you a new beginning to your financial future.

You may have lost a job, gotten divorced or have become saddled with unexpected medical bills, which, in turn, has left you with debt you find you cannot repay. Whatever reason that has led to your current situation, we know we can find a solution that will fit. I will personally discuss with you the options you have regarding:

  • Chapter 7 and Chapter 13 bankruptcy
  • Debt negotiation or settlement
  • Exemptions from bankruptcy
  • Home foreclosure
  • Repossession
  • Wage garnishment
  • Credit after bankruptcy
  • Other issues related to accumulated debt

While you have some tough choices to make, you can count on this law firm to be by your side during the process. We will carefully explain all that is needed in order to proceed, and will assist you with accurately filling out the necessary legal documentation. Freedom from worry, stress and overburdening debt can be just a phone call away. Take advantage of the free consultations offered by my firm so that you may make informed choices regarding your future. Start now by calling our office to find out how we can help you obtain your Fresh Financial Start.

The hiring of a lawyer is an important decision that should not be based solely upon advertisements. Before you decide, please contact me directly, or ask for free written information about my qualifications and experience. Scott W. Spradley

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Address: 109 South 5th Street, P.O. Box 1, Flagler Beach, FL 32136 Phone: (386) 693-4935